You Can Buy Bitcoin with a Prepaid Debit Card. Here’s How. [2022]

If you’re looking for a safe and simple way to buy Bitcoin (BTC) with a prepaid debit card, you’re in luck. There are a number of flexible and convenient options for adding to your crypto holdings using prepaid debit cards and gift cards, including Visa gift cards, Vanilla gift cards or prepaid Mastercards through BitPay. Read on to learn more.

How to buy crypto with a prepaid debit card

Getting started buying Bitcoin with a prepaid debit card (or any other crypto) is easy, and takes just a few minutes. You have the option of buying from the BitPay Wallet app or online through the BitPay buying widget. Both offer the opportunity to buy 60+ top cryptocurrencies and send to any of your self-custody wallets.

Buying crypto with a prepaid card in the BitPay app

Step 1: Get the app

Download the BitPay app from your preferred app store, or scan the QR code below. Already have the BitPay app? Skip this part.

Step 2: Tap “Buy Crypto”

Tap the “Buy” button on the app’s home screen to buy crypto with a prepaid debit card. In addition to Bitcoin (BTC), BitPay supports more than 60 of the most popular cryptocurrencies and stablecoins including Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC) and many more.

Step 3: Choose your amount and the cryptocurrency you wish to purchase

Enter the amount you’d like to convert to crypto, and the coin you want to convert.

Step 4: Choose Debit Card as your payment method

Enter your prepaid debit card details when prompted, and check the BitPay app to be sure your remaining card balance is enough to cover the purchase. You can also buy crypto with a credit card, Apple Pay, Google Pay, or local banking transfers (where applicable).

Step 5: Review and chose your offers

BitPay partners with multiple partners to ensure you’ll always get the best possible rates, with no hidden fees or excessive markups. Choose the best offer available for you, and you’ll be automatically taken to one of our partner sites to complete the transaction.

Buying crypto with a prepaid card online at BitPay.com

Step 1: Choose your crypto

Visit BitPay’s buy crypto page. Select from the top cryptocurrencies including Bitcoin, Ether, Litecoin, Polygon and tons more. Enter the amount of crypto you’d like to buy. There is a $50 minimum on all buys.

Step 2: Send to any wallet

Enter the address where you’d like to receive your crypto. You can send your crypto to nearly any wallet as long as you know your address. If you don’t already have a self-custody wallet, or would like to store your crypto in a new wallet, you may create a free BitPay Wallet.

Step 3: Pay with prepaid card and receive your crypto

BitPay aggregates offers from multiple partners to ensure you get the best possible rate. Once you’ve chosen your preferred offer, you’ll be taken to one of our partner sites to enter your prepaid debit card details and complete the transaction. Your crypto will be sent to your wallet address and available to use near-instantly.

Which prepaid cards, virtual cards or gift cards can I use to buy cryptocurrency?

This will vary by BitPay partner and card issuer. The most popular prepaid cards used to buy Bitcoin are Visa gift cards, Vanilla gift cards and Mastercard prepaid debit cards. American Express (AMEX) and Discover prepaid cards, gift cards or virtual debit cards are rarely supported.

Which cryptocurrencies can I buy with a prepaid debit card via BitPay?

Through the BitPay app or website, you can buy more than +60 top cryptocurrencies and stablecoins with prepaid Mastercard or Visa prepaiddebit cards.

And many, many more. Use the BitPay widget to see all of the cryptocurrencies available for purchase.

Benefits of buying with BitPay

Using BitPay, you can trust that your transactions will be completed securely and with as few fees as possible.

Fast transactions

BitPay does away with long wait times to get your purchased crypto.

Excellent rates, with no hidden fees

BitPay’s partnerships allow us to offer users the best possible exchange rates, and never any hidden fees, annual costs or additional mark-up. The price you’re quoted is the price you’ll pay, every time.

Safe and secure

The BitPay Wallet is non-custodial, meaning you’ll never have to entrust any third party with your crypto keys.

Convenient asset management

After purchasing crypto with a prepaid debit card, you’ll be able to store, swap and spend right from the BitPay app. View and control your holdings all from one easy-to-use interface.

What to do with your crypto after buying with a debit card

Once you’ve obtained your Bitcoin or other cryptocurrency, you’re free to hold, swap or spend as you see fit. The BitPay app gives you total control over all of your assets, making it easy to:

Hold and store securely

Keep your crypto assets safe and secure in an easy-to-use, non-custodial crypto wallet. You can even import additional wallets from top exchanges and manage them all from one place.

Swap coins

Easily exchange one digital asset for another in the BitPay app. Swap Bitcoin for Ethereum, Dogecoin, Bitcoin Cash and many other top cryptocurrencies.

Spend your crypto

You can also spend your holdings right from the app, either by connecting your wallet to a merchant that accepts crypto payments or buying gift cards with crypto from some of your favorite brands. Check out our Merchant Directory for a searchable list of businesses that accept crypto payments through BitPay.